Our mission is to analyze your situation and implement strategies to help you achieve your financial goals and manage and protect your wealth. We are professionals in the field of finance and I follow actively financial markets. Managing your finance is like doing physical exercise. It is important but not pressing until you have to catch up. Be proactive and use your time wisely to avoid many hassles in your life.
WHO WE ARE
Our Mission,
Values and Motto
Jean-François Simard
Independent Representative – Financial Security Advisor
Mutual Fund Representative with Investia Financial Services Inc.
OUR SERVICES
How can we help you?
Jean-François Simard Adm.A, independent financial security advisor, offers a wide range of services to help clients achieve and maintain financial independence. This includes financial advises, tax advises, retirement projection, investment management, family office, and pension advise fiduciary services. Most of our clients, both in the Quebec and nationwide, benefit from a mix of these different services tailored to their specific needs. We integrate these services to create an efficient client experience.
Financial Advises
Many people will offer you advice on which investments to buy. But there’s more to your financial life than your RRSP. Estate taxes, income taxes and education funds for your children are just some of the other complex aspects of your total financial picture.
Read moreRetirement Projection
Retirement is a major financial goal that requires considerable financial commitment. While most Canadians dream of retiring before the age of 65, early retirement is seldom possible without a well-considered strategy. Whether you have already established a Retirement Savings Plan or are just beginning.
Read moreTax Advises
Taxes are a fact of life. They affect every Canadian in most aspects of their lives. At its core, tax advises is the process of organizing your finances in such a way to take advantage of the many rules that allow you to maximize the amount of income you keep each year or defer into the future.
Read moreEstate Advises
The goal of estate advises is to arrange your financial affairs in a way so that your assets can be passed to your heirs as quickly and as completely as possible.
Read moreInsurance Analysis
The decision to buy insurance to protect against a certain risk is usually based on some determination that there aren’t sufficient personal resources to cover the resulting financial loss.
Read moreOnline Portfolio Access
To access your “Mutual Fund” Portfolio information online via the Investia Login.
Read moreFinancial Security Advisor in Quebec
Helping Your Money Grow Securely
Creating a debt management strategy. Is it better to save interest, or free up cash flow by eliminating smaller debts first? For incorporated professionals, a debt strategy balances freeing up cash flow with saving interest while reducing taxes.
Control the Uncontrollable. We ensure our clients have the right advises to answer two questions – should they have a health or cognitive impact, what would they want to see happen and how would they pay for it to keep their overall plan secure?
Finding a work & life balance. When you know how much you need to earn to pay down your debt, save for retirement and protect you and your family along your journey, excess income can be used to accelerate any or all of these goals or be able to work a little less.
Savings. Whether your savings goals are shorter-term such as saving for a down payment, saving for educating your children, or longer goals such as retirement, we help you find the balance between your goals for today and tomorrow with confidence.
All Our Services
Connect with Us & Plan for Life
Specialties
- Build investment portfolios with proper asset allocation
- Financial protection of the family
- Redemption of a pension fund
- Transferring a pension fund
- Calculation of capitalization and investment disbursements
- Business transfer strategies
Insurance
- Mortgage Insurance
- Term Life Insurance
- Permanent Life Insurance
- Disability Insurance
- No Medical Exam Life Insurance
- Critical Illness Insurance
- Health Insurance for newcomers
Financial Services
- Registered Retirement Savings Plan (RRSP)
- Tax Free Savings Account (TFSA)
- Registered Education Savings Plan (RESP)
- Locked-in Retirement Account (LIRA)
- Life Income Fund (LIF)
- Registered Retirement Income Fund (RRIF)
Case Analysis
- Free consultation and diagnostic to improve your financial situation.
Request a Free
Call Back
If you’re interested in our services, touch base with us to ask any questions, or schedule a meeting and we’ll be here for you responding within 1 business day.
Affiliation
Mutual funds are offered through Investia Financial Services Inc.
The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.